A look at non-life insurance plans that protect your wealth
General insurance products hardly find favour with customers in India. People buy travel and motor insurance when they are mandatory, but home, cyber security or sachet sized insurance products…
Should you buy standard Covid-19 policy in addition to a health insurance plan?
Most financial planners consider health insurance policy as a must-have risk cover. Still, not many people have a health cover and even those who have it are inadequately insured. Going by the…
You needn’t buy car cover from a dealer
Car maker Maruti Suzuki India Ltd is under the antitrust regulator Competition Commission of India’s (CCI) radar for pushing buyers to purchase insurance policies offered by the company. According…
BT Insight: Why individual health insurance policy matters
An individual health insurance policy is a standard health insurance product that only covers a single person (the policyholder) for expenses on medical exigencies. If you get hospitalised due to…
Get insured with policy that suits best
The insurance companies deny it, but mis-selling of life insurance policies is a routine practice. From Dec 1, all this will hopefully be a thing of the past as the new customer-centric guidelines…
Will Artificial Intelligence Become The Future Of Fintech In India?
We have already established the fact that AI will certainly play a key role in transforming the future of Indian financial services. With various fintech business models in place, BFSI industry is…
Should you insure your jewellery kept in a bank locker?
Most of us keep our gold and valuable items in bank lockers thinking that it is safer to keep there than at home. The probability of theft is much lower in case of banks as compared to a house but…
When health insurance delays your hospital discharge
Though per-authorization has become quicker, claims settlement at the time of discharge could be a long and cumbersome process. Been at the hospital for a couple of days and now that you are fit,…
Health coverage to be wider, but costs may rise
The Insurance Regulatory and Development Authority of India (Irdai) has put health insurers on a deadline to standardize exclusions, diseases or medical conditions that are not covered under a…